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Day: October 14, 2026

Florida Down Payment Assistance in 2026: Every Program a Brevard Buyer Should Know

Nine ways a Brevard buyer can cover the down payment in 2026 — from the county’s $75,000 SHIP program to Hometown Heroes — what each really gives you, who qualifies, and the catches nobody puts on the flyer.

2026 VA Funding Fee: Rates, Exemptions & When 5% Down Beats Zero Down

What the funding fee costs once you finance it over 30 years, who pays nothing, how to claim a refund you may be owed — and the down-payment math most veterans never run.

Florida Hometown Heroes 2026: Funding Status, Eligibility & Is It Your Best Deal?

The 2026 fund is running low. Who qualifies, how the $10K–$35K deferred second mortgage really works, the military exemptions — and the honest comparison of when a shopped loan beats it.

Cocoa Beach & Cape Canaveral Short-Term Rental Rules for DSCR Investors (2026)

The per-guest fees, occupancy caps, and seven-night minimums that aren’t in the Airbnb listing — and exactly how each one changes whether a DSCR lender will finance your Space Coast rental. With a worked example.

2026 BAH at Patrick SFB vs. a Real Brevard Mortgage Payment, by Rank

Every BAH guide stops at the allowance table. This one runs the full payment — taxes, insurance, flood — rank by rank, and shows what your housing allowance actually buys on the Space Coast in 2026.

Mortgage Rates Hit 7.40%: What It Means for Space Coast Buyers (October 2026)

Rates just hit their highest point since 2023 — but the headline number isn’t your number. Here’s what 7.40% adds to a Brevard payment, why your actual rate can be higher or lower, and whether it’s worth waiting.

Florida Amendment 3 Explained for Space Coast Buyers and Investors

A loan officer’s breakdown of the November 3 ballot measure — what the bigger homestead exemption and the 5% non-homestead cap would do to a Brevard tax bill, with the month-by-month math for homebuyers, PCS movers, and rental investors.

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John Kleopoulos | Mortgage Loan Originator | NMLS #2686219 | CO-NMLS
#320841 | FL License: LO-150890

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