Nine ways a Brevard buyer can cover the down payment in 2026 — from the county’s $75,000 SHIP program to Hometown Heroes — what each really gives you, who qualifies, and the catches nobody puts on the flyer.
What the funding fee costs once you finance it over 30 years, who pays nothing, how to claim a refund you may be owed — and the down-payment math most veterans never run.
Every BAH guide stops at the allowance table. This one runs the full payment — taxes, insurance, flood — rank by rank, and shows what your housing allowance actually buys on the Space Coast in 2026.
